Our Programmes
Three Programmes,
Three Distinct Needs
Each Finsova programme is structured around a specific financial challenge common in Singapore. They can be taken independently, or sequenced as circumstances evolve.
Back to HomeOur Methodology
How Every Programme Is Structured
All Finsova programmes follow the same underlying structure, regardless of topic. We begin by understanding your starting point before presenting anything, and we end with written deliverables rather than verbal summaries.
The process is deliberate. Skipping the intake phase — where we learn about your household, your current situation, and your goals — would produce generic output that doesn't serve you well. We take that time because the quality of the programme depends on it.
Intake & Assessment
We review your pre-session questionnaire and set clear objectives before the first meeting.
Discovery Sessions
We work through your situation together, building understanding before moving to planning.
Planning & Delivery
Personalised frameworks, projections, or plans are developed and explained in detail.
Written Deliverables
You leave with documents, toolkits, or summaries you can use and return to independently.
Programme 01
Everyday Cash Flow Coaching
A practical, hands-on programme for individuals who want to bring order to their daily financial habits. Participants work through a guided process to audit their current spending, identify areas of unintentional leakage, and design a personalised cash flow system that fits their lifestyle.
The approach is non-judgmental and grounded in behavioural insights. Each session includes actionable takeaways and accountability check-ins. Ideal for young professionals, new graduates, or anyone seeking greater clarity in their day-to-day finances.
- Four bi-weekly sessions over 8 weeks
- Digital tracking toolkit included
- Email support between sessions
- Personalised cash flow framework on completion
- Suitable for individuals and sole earners
Programme Fee
SGD 320
Duration: 8 weeks
What a Session Looks Like
Review spending data from the previous two weeks together
Identify patterns and flag areas for consideration
Adjust or refine the cash flow framework as your situation evolves
Set one or two specific intentions for the next fortnight
Topics Covered
Programme 02
Understanding CPF & National Schemes
A focused educational programme that demystifies Singapore's Central Provident Fund system and related national schemes. Participants gain a clear understanding of Ordinary, Special, and MediSave account mechanics, CPF Life options, housing withdrawal rules, and the Supplementary Retirement Scheme.
The programme uses real-world scenarios and age-specific case studies to make abstract policy tangible. Delivered in a workshop format with ample time for questions. Suitable for Singaporeans and PRs at any career stage.
- Two workshop sessions over 2 weeks
- Comprehensive reference guide included
- Personalised CPF projection summary
- Suitable for citizens and permanent residents
- Age-specific scenarios and case studies
Programme Fee
SGD 210
Duration: 2 weeks
Programme 03
Family Financial Planning Advisory
A comprehensive service for couples and families navigating the financial complexities that arise at different life stages — from housing purchases and childcare costs to education funding and multi-generational wealth considerations.
The advisory process begins with a joint assessment of household finances, followed by collaborative sessions to align goals and design a coordinated plan. Special attention is given to communication strategies that make financial discussions constructive rather than stressful.
- Five advisory sessions over 10 weeks
- Full household financial plan
- Mid-year review session included
- Joint participation for couples supported
- Communication and alignment focus
Programme Fee
SGD 980
Duration: 10 weeks + mid-year review
Session Breakdown
Choose Your Programme
Which Programme Fits Your Situation?
| Feature | Cash Flow SGD 320 |
CPF Workshop SGD 210 |
Family Advisory SGD 980 |
|---|---|---|---|
| Duration | 8 weeks | 2 weeks | 10 weeks + review |
| Number of sessions | 4 | 2 | 5 + mid-year |
| Best for | Individuals | Citizens / PRs | Couples / Families |
| Written deliverable | |||
| Digital toolkit | — | — | |
| CPF projection summary | — | — | |
| Mid-year review | — | — | |
| Email support | — | — |
Not sure which to choose? Send us a message and we'll help you decide.
Across All Programmes
Standards Applied to Every Engagement
Privacy & Confidentiality
All personal and financial information is handled in accordance with Singapore's PDPA. Client data is never shared with third parties.
No Product Recommendations
Finsova educators do not recommend, sell, or refer clients to specific financial products. Every programme is purely educational.
Written Scope Agreement
Before any programme begins, you receive a written confirmation of what is included, how sessions will run, and what you will leave with.
Enrol Today
Find the Programme That Fits
Reach out with a short message about where you are financially and what you're hoping to clarify. We'll suggest the most suitable programme and schedule an introductory call.
Get in Touch